{"id":102873,"date":"2026-11-09T12:06:06","date_gmt":"2026-11-09T02:36:06","guid":{"rendered":"https:\/\/www.solarquotes.com.au\/blog\/?p=102873"},"modified":"2026-11-09T12:06:06","modified_gmt":"2026-11-09T02:36:06","slug":"nsw-energy-loans-cut-as-victorias-gas-war-heats-up","status":"publish","type":"post","link":"https:\/\/www.solarquotes.com.au\/blog\/nsw-energy-loans-cut-as-victorias-gas-war-heats-up\/","title":{"rendered":"NSW Energy Loans Cut As Victoria&#8217;s Gas War Heats Up"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter wp-image-102889 size-full\" src=\"https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-slash-hero-1.jpg\" alt=\"\" width=\"1200\" height=\"630\" srcset=\"https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-slash-hero-1.jpg 1200w, https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-slash-hero-1-300x158.jpg 300w, https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-slash-hero-1-1024x538.jpg 1024w, https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-slash-hero-1-768x403.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<p>The NSW government is tightening access to its zero-interest energy loans program, with the program set to be available only to households earning $150,000 or less from November 10. It comes as the Victorian election heats up, with the Liberal opposition pledging to cancel an impending ban on gas connections for new homes.<\/p>\n<h2><!--more-->NSW Tightens Its Zero-Interest Loans<\/h2>\n<p class=\"p1\">The NSW Home Energy Saver program offers <a href=\"https:\/\/www.solarquotes.com.au\/blog\/nsw-interest-free-home-energy-loans\/\"><span class=\"s1\">loans of up to $15,000 with no interest<\/span><\/a>. You get up to 10 years to pay them back. The loans cover upgrades such as solar, batteries, heat pump hot water, and air conditioning.<\/p>\n<p class=\"p1\"><span class=\"s2\">From 10 November<\/span>, only households earning $150,000 or less a year can apply. The old limit was $210,000. If you applied before 10 November, the old limit still applies to you. Victoria made the same cut to its <a href=\"https:\/\/www.solarquotes.com.au\/blog\/fewer-victorians-will-qualify-for-solar-rebates-from-july\/\"><span class=\"s1\">Solar Homes rebates in July<\/span><\/a>.<\/p>\n<blockquote>\n<p class=\"p1\">&#8220;We&#8217;ve seen enormous demand for these loans since they launched in June, with more than 15,000 households already approved,&#8221; NSW Energy Minister Penny Sharpe said.<\/p>\n<\/blockquote>\n<p class=\"p1\">Sharpe explained the change this way:<\/p>\n<blockquote>\n<p class=\"p1\">&#8220;We&#8217;re making changes to eligibility so the program is focused on helping low- and middle-income households overcome the upfront costs of these upgrades.&#8221;<\/p>\n<\/blockquote>\n<p class=\"p1\">Opinions are split. Rewiring Australia founder <span class=\"s1\">Saul Griffith says<\/span> the new limit locks out about 400,000 NSW homes.<\/p>\n<blockquote>\n<p class=\"p1\">&#8220;These are nurses married to electricians, teachers married to tradies. They&#8217;re not rich, they&#8217;re stretched, and they were ready to go,&#8221; he said.<\/p>\n<\/blockquote>\n<p class=\"p1\">The Justice and Equity Centre sees it differently. Its Program Director for Water and Energy, Douglas McCloskey, welcomed the move to &#8220;focus on supporting the households who need it most to benefit from energy upgrades.\u201d<\/p>\n<p>You can check other eligibility requirements and find links about where to apply for a loan on <a href=\"https:\/\/www.energy.nsw.gov.au\/households\/grants-rebates\/home-energy-saver\/loans\">the official NSW government page.<\/a>\u00a0Make sure to get an application in by November 10 if you are set to be excluded under the rule change.<\/p>\n<p>The NSW government notes people ineligible for the program may remain eligible for alternative incentives &#8211; households can check their eligibility for other programs via the <a href=\"https:\/\/www.energy.nsw.gov.au\/households\/tools\/finder\">energy savings finder tool.<\/a><\/p>\n<h2>Victoria: Gas Rules On The Line<\/h2>\n<div id=\"attachment_102874\" style=\"width: 910px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" aria-describedby=\"caption-attachment-102874\" class=\"size-full wp-image-102874\" src=\"https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-key-dates-timeline_1.jpg\" alt=\"Timeline of key dates for NSW energy loans and Victoria\u2019s gas rules, November 2026 to March 2027.\" width=\"900\" height=\"959\" srcset=\"https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-key-dates-timeline_1.jpg 900w, https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-key-dates-timeline_1-282x300.jpg 282w, https:\/\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2026\/11\/nsw-vic-key-dates-timeline_1-768x818.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><p id=\"caption-attachment-102874\" class=\"wp-caption-text\">Key dates for home energy help and gas rules in NSW and Victoria. The Victorian dates for 2027 depend on the outcome of the 28 November election.<\/p><\/div>\n<p class=\"p1\">It comes as Victorians go to the polls on 28 November, with the future of the state&#8217;s plan for home electrification at stake.<\/p>\n<p class=\"p1\"><span class=\"s1\"><a href=\"https:\/\/www.energy.vic.gov.au\/households\/electric-and-efficiency-standards-for-buildings\">Under the state Labor government&#8217;s current rules<\/a><\/span><span class=\"s2\">:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li2\">\u00a0From 1 January 2027, new homes must be all-electric.<\/li>\n<li class=\"li2\">From 1 March 2027, if your gas hot water system breaks and can&#8217;t be repaired, you must replace it with an electric one, such as a heat pump.<\/li>\n<li class=\"li2\">If you own your home, you can still replace a gas heater or cooktop with another gas one.<\/li>\n<\/ul>\n<p class=\"p3\">Opposition Leader Jess Wilson has <a href=\"https:\/\/www.ibtimes.com.au\/victorian-coalition-vows-scrap-gas-appliance-ban-1876946\"><span class=\"s3\">promised to scrap these rules<\/span><\/a> within 100 days if the Liberals and Nationals win. She said:<\/p>\n<blockquote>\n<p class=\"p3\">&#8220;Victorians should decide how they cook their meals, heat their homes and run their businesses&#8221;.<\/p>\n<\/blockquote>\n<p class=\"p3\">Victoria&#8217;s Energy Minister Jaclyn Symes <span class=\"s3\">defended the rules<\/span>:<\/p>\n<blockquote>\n<p class=\"p3\">&#8220;By reducing demand for gas in households, we&#8217;re keeping down power bills and reserving supply for industry.\u201d<\/p>\n<\/blockquote>\n<p>Rewiring Australia <a href=\"https:\/\/rewiringaustralia.org\/campaigns\/victoria-state-election-campaign\">has launched a petition campaign<\/a> to defend the state Labor government&#8217;s gas connection phase-out plan, citing research that finds the average Victorian family saves around $1,220 a year by getting off gas and going electric &#8211; even without solar and including upfront costs.<\/p>\n<p class=\"p2\">To continue to follow these stories as they develop, <a href=\"https:\/\/www.solarquotes.com.au\/weekly-newsletter.html\"><span class=\"s1\">subscribe to our free weekly newsletter<\/span><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The NSW government is tightening access to its zero-interest energy loans program, with the program set to be available only to households earning $150,000 or less from November 10. It comes as the Victorian election heats up, with the Liberal opposition pledging to cancel an impending ban on gas connections for new homes.<\/p>\n","protected":false},"author":45,"featured_media":102889,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[54],"tags":[],"class_list":["post-102873","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-solar-policy","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.8 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>NSW Energy Loans Cut As Victoria&#039;s Gas War Heats Up<\/title>\n<meta name=\"description\" content=\"NSW has limited its zero-interest energy loans to households earning $150,000 or less. 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