{"id":43233,"date":"2020-09-16T07:41:40","date_gmt":"2020-09-15T21:11:40","guid":{"rendered":"https:\/\/www.solarquotes.com.au\/blog\/?p=43233"},"modified":"2020-09-16T07:41:40","modified_gmt":"2020-09-15T21:11:40","slug":"energy-tech-code-bnpl-mb1685","status":"publish","type":"post","link":"https:\/\/www.solarquotes.com.au\/blog\/energy-tech-code-bnpl-mb1685\/","title":{"rendered":"New Energy Tech Consumer Code Authorised – BNPL Lives On"},"content":{"rendered":"

\"New<\/p>\n

A new consumer code for retailers of \u2018new energy tech\u2019 products such as solar panels, batteries and EV charging systems has been authorised by the Australian Competition Tribunal, with conditions.<\/p>\n

The New Energy Tech Consumer Code (NETCC), which will make the problematic CEC Approved Solar Retailer scheme eventually obsolete, sets minimum standards of good practice and consumer protection in relation to all aspects of customers\u2019 interactions with participating retailers.<\/p>\n

The Code has had a long and very bumpy journey, with one of the thorny points being \u201cbuy now pay later\u201d (BNPL) finance providers.<\/p>\n

SQ founder Finn Peacock wrote in detail about BNPL and the Code<\/a> (and other aspects of the NETCC) in February this year; after a push from various parties to exclude BNPL from solar power system sales and the Australian Competition and Consumer Commission (ACCC) made amendments to the Code to tighten up some BNPL practices.<\/p>\n

While the ACCC acknowledged \u201cbuy now pay later\u201d finance was valued by consumers, it believed greater protections were required to reduce the risk of harm to consumers from entering into unsuitable or unaffordable finance arrangements.<\/p>\n

However, the Tribunal has varied the ACCC’s conditions of authorisation in relation to the requirements that BNPL finance providers must meet, and imposed a condition removing the prohibition on BNPL finance being offered in unsolicited sales<\/a> of new energy tech.<\/p>\n

Based on the evidence presented, the Tribunal concluded BNPL finance did not generate material consumer harm and there was substantial detriment in restricting BNPL finance options to consumers. It concluded any harm that may arise by unlawful selling of BNPL products could be reduced by the consumer protections contained in the Code.<\/p>\n

“The Tribunal considers that unregulated consumer credit in the form of \u201cbuy now pay later\u201d finance is a significant and popular form of finance used by consumers to acquire New Energy Technology products desired by those consumers and therefore the supply of such finance provides economic benefits.”<\/p><\/blockquote>\n

The ACCC notes<\/a> ASIC is actively considering whether the National Consumer Credit laws should be extended to cover BNPL finance.<\/p>\n

Mandatory Standards<\/h2>\n

The Tribunal also removed the Code administrators\u2019 ability to impose mandatory standards at their whim regarding new energy tech products and services.<\/p>\n

The Tribunal commented:<\/p>\n

“An agreement between competitors to abide by agreed mandatory standards could be used to restrict innovation and competitive offers by solar panel merchants in the future. This could result in unknown public detriments arising in the future, making it difficult for the Tribunal to be satisfied that the overall balance of public benefits and detriments arising from the code meets the test for authorisation.”<\/p><\/blockquote>\n

The Australian Competition Tribunal’s summary determination can be viewed here<\/a> and full conditions of authorisation here<\/a>.<\/p>\n

In somewhat related news, the ACCC published its Solar Retailer Code Of Conduct Draft Determination<\/a> concerning its re-authorisation last month. The Clean Energy Council sought further re-authorisation of the Code due to delays with the NETCC.<\/p>\n","protected":false},"excerpt":{"rendered":"

A new consumer code for retailers of \u2018new energy tech\u2019 products such as solar panels, batteries and EV charging systems has been authorised by the Australian Competition Tribunal, with conditions.<\/p>\n","protected":false},"author":17,"featured_media":43234,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[678],"tags":[],"class_list":["post-43233","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-solar-battery-news","entry"],"acf":[],"yoast_head":"\nNew Energy Tech Consumer Code Authorised - BNPL Lives On<\/title>\n<meta name=\"description\" content=\"A new consumer code for retailers of \u2018new energy tech\u2019 products has been authorised by the Australian Competition Tribunal, with conditions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.solarquotes.com.au\/blog\/energy-tech-code-bnpl-mb1685\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Energy Tech Consumer Code Authorised - 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What started as an excellent voluntary code soon descended in to farce as the CEC successfully worked with the Victorian Government to make it 'de facto\u2026","rel":"","context":"In "Solar Policy"","block_context":{"text":"Solar Policy","link":"https:\/\/www.solarquotes.com.au\/blog\/category\/solar-policy\/"},"img":{"alt_text":"solar code of conduct","src":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/01\/netcc.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/01\/netcc.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/01\/netcc.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/01\/netcc.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/01\/netcc.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":47924,"url":"https:\/\/www.solarquotes.com.au\/blog\/solar-power-bnpl-mb1895\/","url_meta":{"origin":43233,"position":2},"title":"Consumer Groups Call For Federal Government Regulation Of BNPL","author":"Michael Bloch","date":"February 26, 2021","format":false,"excerpt":"Buy Now Pay Later (BNPL) services should be regulated by the Federal Government rather than through a self-regulatory code of conduct developed by the industry say leading consumer groups. The Australian Finance Industry Association's code of conduct for BNPL providers comes into effect next week - but it's not enough\u2026","rel":"","context":"In "General Solar & Storage News"","block_context":{"text":"General Solar & Storage News","link":"https:\/\/www.solarquotes.com.au\/blog\/category\/solar-battery-news\/"},"img":{"alt_text":"BNPL and solar power","src":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2021\/02\/solar-bnpl.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2021\/02\/solar-bnpl.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2021\/02\/solar-bnpl.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2021\/02\/solar-bnpl.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2021\/02\/solar-bnpl.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":45051,"url":"https:\/\/www.solarquotes.com.au\/blog\/solar-code-reauthorisation-mb1770\/","url_meta":{"origin":43233,"position":3},"title":"CEC Solar Code Of Conduct Reauthorised","author":"Michael Bloch","date":"November 23, 2020","format":false,"excerpt":"The Australian Competition and Consumer Commission has granted re-authorisation to the Clean Energy Council for its Solar Retailer Code of Conduct. A solar business must meet the requirements set out in the Solar Retailer Code of Conduct as part of becoming a CEC Approved Solar Retailer (ASR). You can learn\u2026","rel":"","context":"In "General Solar & Storage News"","block_context":{"text":"General Solar & Storage News","link":"https:\/\/www.solarquotes.com.au\/blog\/category\/solar-battery-news\/"},"img":{"alt_text":"CEC Approved Solar Retailer","src":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/11\/accc-solar-retailer.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/11\/accc-solar-retailer.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/11\/accc-solar-retailer.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/11\/accc-solar-retailer.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2020\/11\/accc-solar-retailer.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":98679,"url":"https:\/\/www.solarquotes.com.au\/blog\/the-netcc-is-running-a-review-tell-them-its-toothless\/","url_meta":{"origin":43233,"position":4},"title":"The NETCC Is Running A Review: Tell Them It’s Toothless","author":"Anthony Bennett","date":"April 9, 2026","format":false,"excerpt":"For some years now the solar industry has been labouring under the auspices of the New Energy Technology Code of Conduct. Invites have recently gone out so you can offer feedback to an independent review of the scheme. So we have an opportunity to offer guidance, but where to start?\u2026","rel":"","context":"In "Solar Policy"","block_context":{"text":"Solar Policy","link":"https:\/\/www.solarquotes.com.au\/blog\/category\/solar-policy\/"},"img":{"alt_text":"New Energy Tech Consumer Code (NETCC)","src":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":95884,"url":"https:\/\/www.solarquotes.com.au\/blog\/netcc-approved-sellers-mb3310\/","url_meta":{"origin":43233,"position":5},"title":"NETCC Approved Seller Numbers Reach 2,000","author":"Michael Bloch","date":"November 11, 2025","format":false,"excerpt":"Australia's New Energy Tech Consumer Code recently reached a significant milestone in the number of Approved Sellers participating in the program. Also rising are the number of consumer complaints made against sellers. What Is The NETCC? The New Energy Tech Consumer Code is a pay-for-play voluntary program administered by the\u2026","rel":"","context":"In "Solar Installation"","block_context":{"text":"Solar Installation","link":"https:\/\/www.solarquotes.com.au\/blog\/category\/solar-installation\/"},"img":{"alt_text":"New Energy Tech Consumer Code (NETCC)","src":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.solarquotes.com.au\/blog\/wp-content\/uploads\/2025\/11\/netcc-solar-batteries.png?resize=1050%2C600&ssl=1 3x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/posts\/43233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/comments?post=43233"}],"version-history":[{"count":2,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/posts\/43233\/revisions"}],"predecessor-version":[{"id":43236,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/posts\/43233\/revisions\/43236"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/media\/43234"}],"wp:attachment":[{"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/media?parent=43233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/categories?post=43233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.solarquotes.com.au\/blog\/wp-json\/wp\/v2\/tags?post=43233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}